Melissa Hayes

Melissa Hayes
VP & Business Relationship Manager

 Medford, OR  206-914-4470

Tel: 206-914-4470 / Email:

Melissa has spent over 25 years in the finance industry helping small businesses expand and grow. She can simplify the application process and create an exceptional lending experience for you and your clients. She develops a deep understanding of business and financial objectives before structuring financing. It’s this holistic approach that she will bring to your loan request.

Melissa graduated from the University of Oregon with a Bachelor of Arts degree in Interior Architecture with a minor in Business Administration and Economics. Melissa enjoys spending time cooking, exploring the great outdoors with her family, being the neighborhood art teacher and fostering animals from her local shelter.

Recent Closings

  • CRE Purchase


    Acquisition of office building for Attorney office $2.318 million

  • Debt Refinance & Working Capital


    Refinanced & consolidated all business debt and provided additional working capital while reducing payments by nearly $40k/mo!

  • Partner Buyout of CRE & Business


    Financed the Partner Buyout of Commercial Real Estate & Automotive Business.

  • CRE Purchase - Banquet Hall


    Clients bank was not interested in lending to industry type, purchase of second location at 95% LTC. Closed in 45 days