VelocitySBA began with the goal of providing small business owners with access to much-needed capital through the SBA loan program. Not only did we create a company with a national lending footprint, but also a company that takes a common-sense approach to SBA lending. We didn’t stop there! With our primary goal of common sense lending, we also wanted to make the process fast and efficient. In order to do so, we’ve made large investments in state of the art lending technology and recruited the top SBA lending professionals in the industry. Our goal is to help you succeed!
Charles RhoPresident & Board of DirectorView Bio
President & Board of Director
Mr. Charles Rho is an accomplished business development and corporate strategy executive with over 25 years of progressive leadership experience with Fortune 300 companies. He specializes in building and implementing strategic plans for new business platforms in the financial services sector.
Mr. Rho worked for General Electric’s Capital business unit from 1997 to 2014. During his 17-year career with GE Capital, Charles launched several new businesses for GE Capital, ran GE’s secondary market group, oversaw the capital markets group and was part of the M&A team with GE’s corporate strategy unit. He closed over $11 billion in commercial real estate, M&A and leveraged finance transactions. In 2002, Charles was one of only 24 leaders selected globally by GE Capital’s management for the Future Leadership Program.
In 2014, Charles was recruited by CBRE to launch a new commercial lending business called CBRE Business Lending. In addition to successfully launching the new business unit, Charles founded CBRE’s Asian American affinity group called CBRE Asian Pacific American Forum (“APAF”) in 2015. He served as Founder/Chairman and appointed nine (9) regional leaders to lead CBRE APAF nationally.
Arlene ParkChief Credit OfficerView Bio
Chief Credit Officer
Arlene joined VelocitySBA (then Crossroads Small Business Solutions) as the Chief Credit Officer in September 2017. She began her career in SBA lending in 2002 and has worked in various capacities covering duties in loan origination, underwriting, credit administration, processing and closing. Prior to joining Crossroads, Arlene spent the most recent part of her career at Banc of California and City National Bank as a senior credit officer and team lead for the C&I and SBA Division, covering various types of SBA 7a, SBA 504 and C&I transactions for various industries. Arlene’s diverse experience and knowledge will effectively manage the credit, closing and servicing team to contribute to the growth of VelocitySBA.
Michael JonesChief Financial OfficerView Bio
Chief Financial Officer
With over 25 years of experience in Financial Services and FinTech industries, Jones is a natural fit for VelocitySBA. His track record of building successful teams in accounting, finance, capital markets and IT makes him a powerful addition to VelocitySBA’s leadership team. Prior to joining VelocitySBA, Michael Jones was most recently CFO at Consolidated Analytics. Michael has also previously served in senior leadership roles at Lehman Brothers Bank and Wells Fargo Home Mortgage. Michael has a Masters of Business Administration in Finance and Economics from the University of Iowa and a Bachelor of Science in Business Administration from Drake University. Additionally, he has earned the Chartered Financial Analyst designation through the CFA Institute.
Anthony MosesChief Technology OfficerView Bio
Chief Technology Officer
Anthony joined VelocitySBA in August 2018. He brings an empathetic perspective to improving small business lending with over 20 years' experience in management consulting and tech leadership in Big4, enterprise IT, and as a small business owner. He has deep experience in technology strategy and architecture, mergers and acquisitions, product development, digital transformation and C-suite advisory roles. Anthony served as an executive for Fortune 100 companies, and led long term IT transformations, managing large cross functional teams including developers, engineers, analysts, attorneys, and accountants. He has significant industry knowledge in financial services, fintech, healthcare, retail, high-tech, transportation, and media & entertainment. Anthony is a graduate of The Johns Hopkins University.
Tamara deClercqSVP, Loan OperationsView Bio
SVP, Loan Operations
Tamara has been a part of the VelocitySBA team since 2015 and has been involved in the SBA non-depository banking industry for more than a decade managing all aspects of the SBA loan process from origination, underwriting, servicing, liquidation, compliance and reporting. Currently, Tamara oversees loan operations and servicing of the loan portfolio. She possesses experience originating and servicing SBA 7a loan portfolios with over $100 Million originated with more than 12,000 SBA 7a loans. Tamara’s emphasis in audit compliance, loan policy creation and implementation, as well as technology driven solutions for SBA loans offers VelocitySBA a wealth of knowledge and experience as well as being a highly valued leader in the industry. Tamara is a team player who has honed her skills by representing the United States in the 2004 Olympic Games in Athens, Greece brining home a Bronze medal with her nine team mates in Synchronized Swimming. Her love for creation, technique and getting this right will help VelocitySBA accelerate into the future.
Joshua YoonSales Manager
West RegionView Bio
Sales Manager, West Region
Joshua has been in the banking & financial services industry for 16 years and dedicated his career towards being a specialist in the SBA 7(a) program. He is well recognized in the industry as a top producing development officer, as well as a highly respected sales manager. His extensive experience and knowledge of the SBA program will be a tremendous asset to our borrowers.
Tim RomanoSales Manager
Southwest RegionView Bio
Sales Manager, Southwest Region
Tim Romano is a highly experienced leader in the small business and commercial lending industry with over 20 years of experience in the growth and success of SBA lending platforms. Over those years, Tim has developed a deep understanding of SBA and conventional lending processes from end to end to include loan origination, underwriting, documentation, closing, and secondary market sale. Prior to joining VelocitySBA, Tim held leadership positions at Pinnacle Bank and First National Bank of Arizona where his wide breadth of experience and keen management skills contributed to the dramatic growth and success of the small business lending divisions of both institutions. During his tenure at those institutions, both grew to be nationally top ranked small business lenders. Tim’s success as a leader in the industry can be attributed to his forward-thinking approach and constant commitment to innovate and improve the way lenders deliver for their clients.
As the Southwest Region Sales Manager, Tim is responsible for the growth and management of our business development team to provide the best in financing solutions to business owners in the states of Nevada, Colorado, Arizona, Texas, New Mexico and Utah.