Charles Rho
President & Board of Director

Mr. Charles Rho is an accomplished business development and corporate strategy executive with over 25 years of progressive leadership experience with Fortune 300 companies. He specializes in building and implementing strategic plans for new business platforms in the financial services sector.

Mr. Rho worked for General Electric’s Capital business unit from 1997 to 2014. During his 17-year career with GE Capital, Charles launched several new businesses for GE Capital, ran GE’s secondary market group, oversaw the capital markets group and was part of the M&A team with GE’s corporate strategy unit. He closed over $11 billion in commercial real estate, M&A and leveraged finance transactions. In 2002, Charles was one of only 24 leaders selected globally by GE Capital’s management for the Future Leadership Program.

In 2014, Charles was recruited by CBRE to launch a new commercial lending business called CBRE Business Lending. In addition to successfully launching the new business unit, Charles founded CBRE’s Asian American affinity group called CBRE Asian Pacific American Forum (“APAF”) in 2015. He served as Founder/Chairman and appointed nine (9) regional leaders to lead CBRE APAF nationally.

Brent Ciurlino
Chief Operation and Risk Officer

With over 30 years' experience in the financial industry, Brent Ciurlino is no stranger to SBA lending. Brent has served as both a Deputy Director and Corporate Manager at FDIC, ultimately supervising 165 distressed institutions with an asset portfolio of $150 Billion, as well as Director at the Office of Credit Risk Management at the US Small Business Administration. Brent has held numerous executive roles at financial institutions across the Eastern seaboard, focusing primarily on Risk and Operations. Most recently, he served as EVP/CRO at Blue Foundry Bank in the New York City metropolitan area.

Arlene Park
Chief Compliance Officer

Arlene joined VelocitySBA (then Crossroads Small Business Solutions) as the Chief Credit Officer in September 2017. She began her career in SBA lending in 2002 and has worked in various capacities covering duties in loan origination, underwriting, credit administration, processing and closing. Prior to joining Crossroads, Arlene spent the most recent part of her career at Banc of California and City National Bank as a senior credit officer and team lead for the C&I and SBA Division, covering various types of SBA 7a, SBA 504 and C&I transactions for various industries. Arlene’s diverse experience and knowledge will effectively manage the credit, closing and servicing team to contribute to the growth of VelocitySBA.

Stephanie Bitters
Chief Credit Officer

Stephanie brings with her an impressive track record in credit risk management, underwriting, and SBA lending, backed by nearly two decades of industry experience. Her leadership and expertise span institutions such as Umpqua Bank and US Bank, where she’s driven strategic growth and credit excellence. Known for her collaborative leadership style and sharp credit acumen, Stephanie is a strong advocate for empowering small businesses through smart, scalable lending solutions. We’re proud to welcome her to the VelocitySBA family as we continue to expand and enhance our SBA lending platform.